Your job can be fun to do but sometimes, people are predisposed to office hazards. Does not matter whether you are safely tucked away behind a desk or you work as a construction worker, office related hazards are bound to happen and as such, there are a few things you need to know, note and take account of in the event you fall victim to office accidents.
Taking into consideration the possibility of office hazards, most employers are required to purchase workers’ compensation insurance for their employees so that they can be fairly compensated following such incidence. Nevertheless, you’re only eligible for workers’ compensation benefits if you quickly report your injury and correctly do everything that’s required of you during the workers’ compensation process.
To ensure that you qualify for the compensation plan, here are five things to do when you are involved in an office injury.
- Inform Your Employer of Your Injury
It is important to first and foremost inform your employer about the injury sustained while at work. However, taking into consideration the fatality of the injury, you may need proper medical attention as the first call of action.
It is important also to note that the workers’ compensation insurance is no-fault therefore makes it possible to report any injury you sustained on the job without fear even if you made a mistake that caused your injury. You should also note that you will not be penalized by your employer for reporting such injury as such acct from your employer will be deemed illegal by law.
When reporting your injury, be as direct and factual as possible while relating the events that led to the workplace accident. Provide names of witnesses if any to further back up your point and increase your chances of getting the compensation.
Some of the injuries which may be covered under the workers compensation insurance as a result of the repetitive nature of a job include; Carpal tunnel syndrome, Tendonitis, Bursitis, Lumbar injuries, Disc injuries and Stress fractures.
- Seek Medical Treatment
If you already have not sought medical attention based on the low level of severity of your injury, it is advised to take good care of yourself and as such it is a healthy choice to check your health status with a physician. It is recommended that you seek proper medical treatment from your personal doctor in cases where you suspect the rise of a repetitive stress injury.
- Follow the Doctor’s Instructions
During the process of treatment and healing, it is recommended that you follow closely all instructions laid down by your medical doctor. For your claim to be properly processed by the insurance company, it is important to follow all treatment plans and instructions laid down by the doctor to avoid forming a negative opinion with the insurance company, a move which may severely hurt your application process.
- File Your Workers’ Compensation Claim Quickly
It is important that you file your workers’ compensation claim quickly. This may require the help of an Orlando insurance attorney. Usually, depending on the state which you live in, it is advised that such claims be filed within 30 days of learning about the injury.
- Consult An Attorney If Your Claim is Denied
In the event that your claim is denied, you may have to consult and hire the services of an Orlando Insurance attorney to help fight for your claim legally and get your compensation.