When you think you cannot stay in a relationship with your spouse, it is in your best interest to walk out of it. However, you do not always need to file for a divorce. Sometimes, you can try other alternatives, and one such option is to talk to a separate agreements attorney and learn the benefits of a legal separation over divorce. Legal separation is basically a court-honored, contractually defined agreement between you and your spouse. After legal separation, you two do not need to live together but you are still legally married and can enjoy many benefits only available to married couples. Legal separation is a good option in many cases, but it may not be the best option in some cases. Only a separation agreements attorney can guide you here.
Some Reasons for Legal Separation
You may consider opting for legal separation over a divorce due to religious beliefs. You may belong to a society where divorce is not considered a very good thing, but you really do not need to stay with an abusive husband. In this case, you can make everything work by going for legal separation. There may be some other good reasons to opt for legal separation. For instance:
- You can do it if you have to deal with division of property and debt. By going for legal separation, you can divide your debt and property between you and your spouse. However, you need to bear in mind that in most cases, a legal separation ends with a binding division of debt and property. A separation agreements attorney can help you in a better way here.
- You may opt for a legal separation to continue using the benefits of health insurance. You may not be able to remain on the insurance plan after a divorce, but you can continue to share those benefits if you opt for a legal separation. In most cases, the co-insured can use the health insurance benefits after a divorce for a pre-defined period, which in most cases is 6 months or so. No such thing happens when you opt for a legal separation. This can actually save you from spending a lot of money to get a replacement insurance, which in most cases is a lot more expensive than your regular health insurance. You may not be able to obtain a new health insurance at all in case of a preexisting medical condition. Therefore, a legal separation seems to be a better choice here.
Here, it is important to mention that you need to have a good reason to have a legal separation. Many people decide to use legal separation as a “trial” separation before a full-fledged divorce, which is not a great thing to do, especially because you may have to spend a lot of money on legal separation when you do not have a real need for it. Therefore, it is a good idea to get in touch with an experienced legal separation agreements attorney and use their advice before going any further.